So I Did It
.
I called my insurance company, made sure PT was covered, and called my doctor. My paperwork should be in the mail by tomorrow. I feel relieved. It's not like I'm living through a hurricane or anything.

Speaking of which; L is going to help me go through his old clothes and we're going to donate what doesn't fit anymore to a hurricane relief charity. We don't have a lot of money, we can't ship tapwater... and dammit, we've got a lot of clothes!